We have a heart for Medicare

Our Medicare Health Plans in Palm Springs, CA

Medicare Advantage (Part C)

Medicare Advantage Plans — also known as Part C Plans – are offered through private insurance carriers, and can be a great way to get additional health cov- erage. Depending on your medical needs, these plans can help you signi cantly lower your out-of-pocket health care costs.

All Medicare Advantage plans must offer bene ts at least as good as Original Medicare. This means you still get Part A & Part B bene ts, with little to no out-of-pocket costs and most plans include Part D prescription drug coverage, all in one convenient plan.

Many plans include additional bene ts beyond Original Medicare like dental, vision and hearing coverage, transportation, tness memberships, over- the-counter coverage and more. Don’t forget to review your medications coverage under Medicare Advantage as you may end up paying signi cantly more for the same medications from one plan to another.

Medicare Supplement Plans

A Medicare Supplement plan (Medigap) helps pay some or all of the health care costs that Original Medicare doesn’t cover such as deductibles and co-insurance. There are several plans that have varying premiums based on the level of coverage you need. These plans allow you to see providers nationwide, without referrals, as long as the provider accepts Medicare assignment.

We can help you understand the differences between plans as well as compare your same plan with other companies to reduce premiums without reducing coverage.

Stand-Alone RX Plans (Part D)

You have two different ways to get your prescription drugs covered – either through a Medicare Advantage Plan or as a stand-alone plan under Medicare Part D. These plans are designed to work with Original Medicare and offer varying coverage and premiums.

Be cautious when choosing a Part D plan as not every plan covers every medication and you don’t want to be stuck paying out of pocket for a medication that is non-formulary.

Translate »