What We Do

What we do – and WHY it matters!


Things that seem the same can often be very different.

This is why we meet with you – at your table or ours – to learn about the things that matter to you.

Listen. Analyze. Assist. Advocate. 


Medicare Advantage Carriers*


Medicare Supplement


Part D Plans


different options

Medicare Advantage (Part C)

Medicare Advantage Plans — also known as Part C Plans – are offered through private insurance carriers, and can be a great option, depending on your situation. All Medicare Advantage plans must offer benefits at least as good as Original Medicare. This means you still get Part A & Part B benefits, often with Part D prescription drug coverage – all in one convenient plan.

Medicare Supplement Plans

A Medicare Supplement plan (Medigap) helps pay some or all of the health care costs that Original Medicare doesn’t cover  –  like deductibles and co-insurance. There are several plans that have varying premiums based on the level of coverage you need. These plans allow you to see providers nationwide, without referrals, as long as the provider accepts Medicare assignment.

We can help you understand the differences between plans as well as compare your same plan with other companies to reduce premiums without reducing coverage.

Stand-Alone RX Plans (Part D)

Part D Plans – You have two different ways to get your prescription drugs covered – either through a Medicare Advantage Plan or as a stand-alone plan under Medicare Part D. These plans are designed to work with Original Medicare and offer varying coverage and premiums.

Be cautious when choosing a Part D plan as not every plan covers every medication and you don’t want to be stuck paying out of pocket for a medication that is non-formulary.

We do not offer every plan in your service area.  Currently, for Riverside County, we represent 16 carriers that offer 101 products.  Please contact 1-800-Medicare, Medicare.gov or your State Health Insurance Program (SHIP) for information on all of your options.

* totals are for Riverside County, CA 

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